Dental Check-Up Sunshine Dentistry Richmond Hill, Ontario

Dental Insurance Information
Sunshine Dentistry
Richmond Hill, Ontario

At Sunshine Dentistry in Richmond Hill, we know that navigating dental insurance can feel confusing. That’s why our team is committed to making the process clear, simple, and stress-free. We’re here to help you understand your coverage, maximize your benefits, and make quality dental care as affordable and accessible as possible.

We proudly accept a wide range of dental insurance plans and provide full support—from submitting claims to answering any questions about your coverage. On this page, you’ll find helpful information on how dental insurance works at our clinic and how we’re here to assist every step of the way.

What to Expect During Your Dental Checkups
What Are the Benefits of Dental Checkups?

Accepted Insurance Plans

Sunshine Dentistry works with most major dental insurance providers across Canada. If you’re unsure whether your current plan is accepted, our friendly front desk team will gladly help verify your coverage.

Some of the commonly accepted insurance providers include:

Do We Offer Direct Billing ?

Yes! For your convenience, Sunshine Dentistry offers direct billing (also known as assignment of benefits) to most major insurance providers. This allows us to bill your insurer directly for the covered portion of your treatment, so you don’t have to pay the full amount upfront or wait for reimbursement.

Any balance not covered by your insurance—such as deductibles, co-payments, or non-covered services—can be settled at the time of your appointment. Our team will always provide a clear estimate in advance to help you plan with confidence.

How Sunshine Dentistry Offers Low Cost Dental Care Near Me

Understanding Your Dental Coverage

Preventive Services

Dental exams- X-rays- Professional cleanings- Fluoride treatments- Sealants (especially for children)

Basic Services

Fillings- Root canal treatment-Tooth extractions- Periodontal (gum) therapy

Major Services

Dental crowns Bridges- Dentures- Surgical extractions- Inlays and onlays

Orthodontic Treatment

Some insurance plans provide partial coverage for orthodontic treatments like Invisalign or braces, especially for children and teenagers. Coverage for adults may be more limited or available as an optional add-on, depending on your provider.

Why a 6 Month Dental Checkup is Essential

Not Covered? We’ll Help You Understand Your Options

In certain cases, your dental insurance may not cover the full cost of treatment. This often applies to cosmetic procedures like teeth whitening or veneers, or when treatment costs exceed your plan’s annual limit. If that happens, there’s no need to worry—we’ll guide you through all available options, including:

  • Developing a phased treatment plan

  • Offering flexible scheduling to fit your needs

  • Providing clear and upfront cost estimates

  • Exploring alternative treatment options when possible

We also accept major credit cards and debit, and offer flexible payment plans to help make your care as affordable as possible.

What is the Canadian Dental Care Plan (CDCP)?

The Canadian Dental Care Plan (CDCP) is a government-funded program aimed at making dental care more accessible and affordable for Canadians who do not have private dental insurance. It covers essential services such as exams, cleanings, x-rays, fillings, and more—based on your income and eligibility.

Beginning in May 2024, the CDCP is expanding in phases to include more eligible groups, including children under 18, seniors, and individuals with disabilities. Eventually, the program will be available to all qualifying Canadian residents without access to private coverage.

If you’re unsure about your eligibility, the team at Sunshine Dentistry is here to help. We can walk you through the application process and explain how to use your CDCP benefits at our clinic. Our goal is to make quality dental care accessible to everyone in our Richmond Hill community.

What Are Natural Veneers?

Questions? Contact Our Friendly Team

Our goal at Sunshine Dentistry is to make every visit as easy and stress-free as possible. That’s why we offer direct billing to most major insurance providers, saving you from upfront payments and paperwork. If you have any questions about your coverage, treatment costs, or how our billing process works, our friendly team is just a phone call or email away—we’re always happy to assist.

FAQs

Yes, we offer direct billing (also known as assignment of benefits) to most major insurance providers. This allows us to bill your insurer directly, so you only need to pay the portion not covered by your plan.

If your insurance doesn’t cover the full cost of your treatment, you’ll be responsible for the remaining balance. Don’t worry—we’ll give you a clear estimate in advance, so there are no surprises.

Yes, absolutely! Our team is happy to review your insurance plan, explain your coverage in simple terms, and even submit pre-treatment estimates to your provider if needed.

Yes! We’re happy to welcome patients without insurance and are committed to providing clear, upfront pricing along with flexible payment options to ensure everyone has access to quality dental care.